We are a commune of inquiring, skeptical, politically centrist, capitalist, anglophile, traditionalist New England Yankee humans, humanoids, and animals with many interests beyond and above politics. Each of us has had a high-school education (or GED), but all had ADD so didn't pay attention very well, especially the dogs. Each one of us does "try my best to be just like I am," and none of us enjoys working for others, including for Maggie, from whom we receive neither a nickel nor a dime. Freedom from nags, cranks, government, do-gooders, control-freaks and idiots is all that we ask for.
We were right. Most of what was listed was known early on, by the end of January. We could see the economic and personal damage that was coming but the panicked stampede couldn't be stopped.
This was a sterling example of the inability of people to assess risk, and the opportunists were quick to take advantage.